Variety Of Loan Products | Customized For You | One-On-One Process

Home Buying

Loan Options

Buying a home is one of the most significant purchases you’ll ever make, so it’s essential to review all of your financing options and ensure that your loan type makes sense for your lifestyle. At Kurv Loans, we offer a wide variety of loan products, including 30-Year Fixed Rate Loans, 15-Year Fixed Rate Loans, Adjustable-Rate Mortgages (ARMs), Federal Housing Administration (FHA) Loans, Veterans Association (VA) Loans, and U.S. Department of Agriculture (USDA) loans.

Variety Of Loan Products | Customized For You | One-On-One Process

Loan Options

Our no-obligation calculators make it easy to see how much you can afford, or how much you could potentially save, with a mortgage loan from Kurv Loans.

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Full Transparency From Start To Finish

Home loans can be confusing, especially for first-time homebuyers. Because the process can feel daunting, we are committed to superior communication, customer service, and the lowest rates.

The Kurv Loans team communicates with borrowers during every step of the home loan process, so you always feel comfortable about expectations. Our mortgage experts work with each borrower one-on-one from application to closing for that added personal touch. Kurv Loans offers the lowest rates available, so you have peace of mind knowing you are maximizing your savings.

Common Kurv Loans Questions

How Much Will I Need For A Down Payment?

How much you need for a down payment depends on the loan type and the price of the home. Generally, down-payments range from 0% to 20% down.

Along with your down payment, you’ll have to pay closing costs or fees associated with processing and securing your loan. These can vary depending on the price of the house and the type of mortgage but estimate between 2% and 5% of the home’s value.

How Can I Raise My Credit Score To Get A Better Rate?

There are several things you can do to boost your credit score. The most common ways are:

Pay credit card balances
Pay bills on time
Dispute credit report errors
Add to your credit mix

Which Loan Type Is Right For Me?

It depends. Each borrower has a different lifestyle, income, debts, and financial goals. While an Adjustable-Rate Mortgage (ARM) might be ideal for someone that plans to live in their home for just a few years, a conventional 30-Year Fixed-Rate Loan is a better choice for someone that intends to put down roots. Your Kurv Loan team will work with you to determine the best loan type for your situation.