Fixed Payments | Affordability | Flexibility
30-Year Fixed
Loan Service
in Dallas, TX
Like your monthly payments as predictable as your alarm clock? A 30-year fixed mortgage is about as reliable as the beeping of your 6 am wake-up call. With a 30-year fixed mortgage, you can enjoy a lower monthly payment because your loan has been stretched out over three decades. Additionally, you won’t ever have to worry about payment fluctuations because your rate is locked in.
Fixed Payments | Affordability | Flexibility
Kurv Loans 30-Year Fixed Loan
Like your monthly payments as predictable as your alarm clock? A 30-year fixed mortgage is about as reliable as the beeping of your 6 am wake-up call. With a 30-year fixed mortgage, you can enjoy a lower monthly payment because your loan has been stretched out over three decades. Additionally, you won’t ever have to worry about payment fluctuations because your rate is locked in.
Our no-obligation calculators make it easy to see how much you can afford, or how much you could potentially save, with a mortgage loan from Kurv Loans.
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Because you don’t have to worry about a high monthly payment, you have the option to pay more than your required minimum to pay off your mortgage faster.
What Are The Requirements For A 30-year Fixed-Rate Loan?
To qualify for a 30-year fixed-rate loan, you’ll need:
- A minimum 3% down payment
- A minimum FICO® Score of 620
- A debt-to-income ratio (DTI) of no more than 50%
30-Year Fixed Loans Come In 3 Types
- Conventional 30-Year Fixed Mortgage
- FHA 30-Year Fixed Mortgage
- VA 30-Year Fixed Mortgage
Common 30-Year Fixed Loan Questions
Is Now The Right Time To Lock In An Interest Rate?
Interest rates are still relatively low, so it’s a perfect time to purchase or refinance a home with Kurv Loans. If you choose a fixed-rate mortgage, the amount of interest and principal you pay monthly won’t increase when interest rates go up.
How Are 30-Year Fixed Mortgage Rates Determined?
30-year mortgage rates are based on your credit score, home price, down payment, and location.
Who Should Avoid A 30-Year Fixed-Rate Loan?
If you plan on moving in 5-10 years, you may end up with a higher rate than you could have gotten with a different loan type, like an ARM.
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