Low Down Payment | Lower Credit Score Requirement | Second Mortgage Options

Kurv Loans
FHA Loan

Are you searching for your starter home? FHA loans are a popular loan type for first-time homebuyers as this loan is backed by the Federal Housing Administration (FHA), which allows for smaller down payments. FHA loans also feature flexible income and credit guidelines, making them an accessible option for a wide range of applicants. One downside to FHA loans is the required borrower-paid mortgage insurance.

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Low Down Payment | Lower Credit Score Requirement | Second Mortgage Options

Kurv Loans FHA Loan

Are you searching for your starter home? FHA loans are a popular loan type for first-time homebuyers as this loan is backed by the Federal Housing Administration (FHA), which allows for smaller down payments. FHA loans also feature flexible income and credit guidelines, making them an accessible option for a wide range of applicants. One downside to FHA loans is the required borrower-paid mortgage insurance.

Learn More
Apply Today

Our no-obligation calculators make it easy to see how much you can afford, or how much you could potentially save, with a mortgage loan from Kurv Loans.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Disclaimer: These Rates are illustrative only. Final rates and payments will be determined during the loan underwriting process.

***To view important legal disclosures and notices, click here.

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The minimum FHA mortgage down payment for qualified borrowers is just 3.5%!

What Are The Requirements For An FHA Loan?

To qualify for an FHA loan, you’ll need:

  • A minimum 3.5% down payment
  • A minimum FICO® Score of 580
  • A debt-to-income ratio (DTI) of no more than 50% with an employment history

Don’t Have Cash For A Down Payment?

You may be able to get the down payment you need in the form of a second mortgage. This second mortgage allows qualified buyers to purchase a home with less cash on hand.

Common FHA Loan Questions

Yes! Kurv Loans offers the FHA Elite loans and FHA Streamline loans. FHA Elite loans require a 640+ FICO score, are fixed-term mortgages, and are only available for single-family primary residences. The FHA Streamline program allows you to refinance your current FHA loan.

We do. Kurv Loans can close your HUD REOs in as fast as two weeks from submission while allowing holdbacks up to $10,000 for escrow repairs.

To view the latest FHA loan limits by state/county, check out the HUD’s website here.

To view important legal disclosures and notices, click here.

Want to have an experienced loan officer contact you for answers?

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