Kurv Loans –
Veterans Affairs
(VA) Flexible Loan Program
Are you a Veteran? You could save big on a home loan! The Veterans Administration (VA) offers a flexible loan program for eligible Veterans with no down payment requirement, no loan limits (in some cases), no mortgage insurance, and a range of loan terms.
0% Down Payment | No Mortgage Insurance | Fewer Requirements
Kurv Loans VA Loan
VA loans are guaranteed by the Department of Veterans Affairs and offered with fixed or adjustable interest rates.
Our no-obligation calculators make it easy to see how much you can afford, or how much you could potentially save, with a mortgage loan from Kurv Loans.
***To view important legal disclosures and notices, click here.
VA loans are guaranteed by the Department of Veterans Affairs and offered with fixed or adjustable interest rates.
What Are The Requirements For A VA Loan?
To qualify for a VA loan, you’ll need:
- To Meet the Military Service Requirements
- A Certificate of Eligibility
- A minimum FICO® Score of 620
- A debt-to-income ratio (DTI) of no more than 60%
Want To Refinance Your VA Loan? We Can Help!
If you currently have a VA loan, you can refinance up to 100% of your home’s value to get cash out or up to 120% of your home’s value with no cash-out option.
Common VA Loan Questions
Which Types Of VA Loans Do You Offer?
Kurv Loans currently offers standard VA loans, VA Elite loans, and VA IRRRL loans.
Standard VA loans require a 620+ FICO score, are fixed-term only, and must be used for a single-family primary residence. VA Elite loans require a 640+ FICO score, are fixed-term only, and must be used for a single-family primary residence. VA IRRRL loans, also known as Interest or Rate Reduction Refinance Loans, are used to refinance current VA loans.
What Are The Military Service Requirements For VA Loans?
To be eligible for a VA loan, a borrower must have served at least 181 days of active service during peacetime OR 90 consecutive days during wartime. Served 6+ years with the National Guard or Reserves OR 90 days under Title 32 (at least 30 of those 90 days must be consecutive).
Are There Any Other Requirements For VA Loans?
VA loans require the borrower or a spouse must move into the home within 60 days, barring any military deployments. A Kurv Loans VA loan must also finance a primary residence, not a vacation home or income property.
Want to have an experienced loan officer contact you for answers?
Connect with us today
Lending Blog
Learning Center
