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Refinancing

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There are many reasons to refinance your home. Refinancing may allow you to lower your interest rate, leave an adjustable-rate mortgage (ARM), pay off your loan faster, or consolidate debt.

Lower Your Rate | Consolidate Debt | Pay Off Your Loan Faster

Kurv Loans Home Refinance

There are many reasons to refinance your home. Refinancing may allow you to lower your interest rate, leave an adjustable-rate mortgage (ARM), pay off your loan faster, or consolidate debt.

Our no-obligation calculators make it easy to see how much you can afford, or how much you could potentially save, with a mortgage loan from Kurv Loans.

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The refinance process is similar to the initial home loan process, with fewer steps. At Kurv Loans, we listen to your goals and help you find the right loan solution to achieve those goals.

When Is The Best Time To Refinance? We’re Glad You Asked!

It’s best to refinance when interest rates are two or more points below your current rate, the market value of your home has significantly appreciated, and/or when your existing 30-year loan is less than ten years old.

A cash-out refinance allows homeowners to borrow additional money that is worked into the new loan. This money can be used for home improvements or to pay off other, high-interest debts.

Common Home Refinance Questions

What Does Refinancing Mean?

Refinancing is replacing one loan with another loan, often with better terms, a lower interest rate, and even lower monthly payments.

Will Refinancing My Home Affect My Credit?

Kurv Loans will pull a hard inquiry and run a credit report when you refinance your home. This process will lower your credit score temporarily, but it’s nothing to worry about. Your credit score will bounce back after a few months.

How Soon After Closing Can I Refinance?

This depends on the type of loan you’re getting and the mortgage investor in your loan. It could be as little as 30 days and as much as one year. The amount of equity built up, and the current mortgage balance affects your refinancing ability.